Loan Programs
Contact for VA loan information
VA Loan Shop Programs:

We are America's #1 VA Loan Specialists. Our loan specialists are on call to answer your questions, provide advice and assist you in finding the right VA Loan to meet your mortgage needs.

If you have questions regarding any of the loan programs below and would like to speak with a VA mortgage specialist, please call us at (888) 880-0302.

VA Home Purchase Program:

Veteran home loans can save you a great deal of money by giving you an excellent rate, with no monthly mortgage insurance. Plus, it is easier to qualify for a VA military loan as compared to a conventional mortgage. The VA offers extra benefits for disabled veterans, so if you have been disabled in service, a military loan can save you even more money.

Benefits:
No down payment, easier credit requirements, no monthly mortgage insurance.



VA Streamline Refinance:

If you currently have a VA Loan and would like to lower your rate, call and ask about a VA streamline refinance. This is also known as an IRRRL.

Benefits:
No out-of-pocket costs, no income verification, no credit check, no mortgage insurance premiums and no appraisal costs. It's the easiest loan around!



Cash -Out Refinance:

If you currently have a VA Loan and have built up some equity, you may be eligible for a Veteran loan refinance to get cash out or pay off debts.

Benefits:
Get cash-out up to 90%, no mortgage insurance and you often receive a lower interest rate.



Conventional to VA Refinance:

If you currently do NOT have a VA home loan, and are VA loan eligible, you can refinance into a VA mortgage from a conventional mortgage.

Benefits:
No out-of-pocket costs and no mortgage insurance premiums! Refinance and receive a lower interest rate! Rates are still at historically LOW levels.



VALoanShop.com is a resource for VA loan information and getting in touch with a VA approved lender. It is not affiliated with any government agencies, including the VA or HUD.
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